With almost 18 million drivers. Texas is only surpassed by California when it comes to the total number of drivers. There are a lot of people on the roads, even with all the wide-open spaces Texas is famous for. At AAIGOT Insurance Agency Inc in Houston, TX, our hallmark is providing top-notch service, quality products, and affordable prices. We have been servicing the Houston area since 1985.
The truth is, in Texas, you are not required to have auto insurance by the state. What you are required to do is to show that you could pay for any damage you caused in an accident. Most people choose to prove they can pay for the damage by getting auto insurance, but you don’t have to do it that way.
If you do opt to have auto insurance, it must be 30/60/25. That is $25,000 for property damage, $30,000 for the first person who gets injured, and $60,000 for all injuries in any one accident.
If you are leasing a vehicle or have an auto loan, you are going to need more than just liability insurance. You are going to have to protect the vehicle as well. This means having collision and comprehensive coverage.
Collision insurance pays to have your vehicle repaired or for the payout amount if it is a total loss. It covers accidents where you are at fault, where you are the only driver, or where you are a victim of a hit and run.
Comprehensive coverage is a little more complicated. It covers you for theft and vandalism of your vehicle. It also covers a variety of things that you can’t control. It protects you from weather events like hail or strong winds, large animals in the road, and things like potholes.
Contact AAIGOT Insurance Agency Inc in Houston, TX for quality products and great service.