Commercial Insurance in Texas

If you are in Texas and have a small business, it's important to make sure that you have all of the commercial insurance you need. That's why you need to call AAIGOT Insurance Agency Inc. in Houston, TX to talk to an agent. Your agent can talk to you about both required commercial insurance and the recommended policies for your business type.

Required Commercial Insurance

Every state has its own laws about which types of insurance you have to carry. However, Texas only requires just one kind of commercial insurance. It requires that if your business owns a vehicle used for business purposes, that vehicle has to be covered by commercial auto insurance. Other commercial policies are helpful to small businesses, but they are not required.

Recommended Commercial Insurance

One commercial insurance type that is helpful is a liability policy. This is especially important if your business is open to the public. With this coverage, if someone has an accident or gets ill in your business, this insurance will pay for medical bills and often even legal fees. Another helpful insurance type is workers' insurance compensation. This covers you if an employee gets sick or injured while on the job, paying that person's medical expenses.

If your business is online, cyber insurance can help to keep it protected. Countless things can go wrong online and having this insurance in place will give you much better peace of mind.

Getting Your Commercial Insurance

If you have a Texas small business, make sure you have the commercial insurance you need to withstand disasters, accidents, and cyber problems. Call us at AAIGOT Insurance Agency Inc. in Houston, TX to find out more about commercial insurance and which types you may need.