Auto Insurance in Texas

Car insurance keeps you financially protected if you are at fault for an accident. It will cover the costs of another driver’s car repair and medical expenses. It will also repair your vehicle if your car gets physically damaged or stolen. This depends on the type of coverage you choose. We can help you choose the right policy for your car here at AAIGOT Insurance Agency Inc. in Houston, TX.

Auto Insurance Requirements

There are laws in Texas regarding car insurance that all drivers must abide by. For example, all drivers must show proof of car insurance if they are pulled over by law enforcement. Drivers also need to prove they have insurance that will cover repairs or replacement.

Texas laws also require drivers to possess at least $30,000 worth of coverage for bodily injury for each person and $60,000 for each accident. Drivers should also possess $25,000 in property damage coverage.

Other Coverage Options

These are the basic auto insurance coverages available that you can choose from:

• Collision - This will cover the costs of repair or replacement of your vehicle if you are involved in an accident.
• Comprehensive - This will cover your vehicle's costs if a flood, fire, or vandalism damages it or it is stolen.
• Medical payments - This will cover your medical bill expenses if you are hurt in a vehicle accident or while riding in another person’s car. This also includes biking and walking.
• Uninsured/underinsured - If you are hit by a driver who does not have insurance or enough insurance to cover the cost of repair and medical expenses, this coverage will protect you. This also covers hit and run accidents.
• Towing - This will cover your towing expense if your car is not drivable. This coverage also covers flat tire, battery, and jump-start labor.

Contact Us

Visit our AAIGOT Insurance Agency Inc. website for a quote today. Our office is located in Houston, TX. We look forward to serving you.