Every driver in Texas needs to have a car insurance policy. They are also required to always have proof of their coverage when they are driving a vehicle. If you need auto insurance in Texas, give us a call at AAIGOT Insurance Agency Inc in Houston, TX to find out more.
Bodily Injury Liability
In this state, you must have coverage that allows for two different amounts of bodily injury liability. This includes one amount that is for one person injured in an accident that you are at fault for. The second number is the amount that covers everyone who became injured. These two amounts are average amounts nationally. They may cover smaller medical bills, but in the event of a serious accident with a lot of injuries, chances are that this coverage would not be enough. It’s recommended to raise this amount so that you are covered even if there are many injuries.
Property Damage Liability
The other required type of coverage is for the property damage that you cause to another vehicle. There is a property damage liability amount that is required for auto coverage in the state. This amount is about average for state liability coverage laws. Many people do raise this amount, however, to make sure that they have enough coverage.
With the liability-only requirements of the state, you would have no coverage for your own property damage or your own injuries. Many people add extra coverage to their policy such as collision coverage and comprehensive coverage. These can help you in cases where you are at fault and have your own property damage that needs to be paid for.
Get Your Auto Coverage
To find out more about auto policies and what they cover, call us today at AAIGOT Insurance Agency Inc in Houston, TX.