Category: Commercial Insurance

With winter officially upon us here in the Houston, TX area and the potential for severe weather events looming, it’s important that all businesses take steps to ensure they are adequately prepared for a storm. Here are some tips from us at AAIGOT Insurance Agency Inc to help you get your business ready.

Preparing Your Business For A Storm

1. Make sure all outdoor furniture and equipment are secured or stored away in a safe location. This includes patio furniture, planters, grills, and any other items that could be damaged by high winds or heavy rains. 

2. Check your roof and windows for any signs of damage or wear that might make them vulnerable in a storm. If you find anything suspicious, contact a professional right away to have it repaired before conditions worsen. 

3. Trim trees around your business premises to reduce the risk of falling branches during high winds or storms. 

4. Check that your backyard drains and gutters are clear of debris so water can flow freely during heavy rains and floods. 

5. Consider investing in an emergency generator so you can keep operations running even if there is a loss of power due to a storm. 

6. Stock up on supplies like flashlights, batteries, nonperishable food items, and bottled water in case you need to shelter in place due to bad weather conditions outside. 

Get Commercial Insurance For Your Business 

By taking these proactive steps now, you can give yourself peace of mind knowing that your business is as prepared as possible for whatever Mother Nature throws its way this winter season! Make sure to get insurance coverage to maximize protection. For more winter weather tips, call us at AAIGOT Insurance Agency Inc today. We proudly serve the Houston, TX area.

There’s nothing like owning a bit of land a few miles outside Houston, TX. Whether you’re raising a few animals or just enjoying the peace of small-town living, a hobby ranch can be a great way to relax and unwind. AAIGOT Insurance Agency Inc wants to make sure you have the insurance coverage you need.

Commercial Insurance for Your Ranch Property

Even if you’re not running a business on your ranch, you still need to protect your property with commercial insurance. That’s because standard homeowner’s insurance policies come with some pretty big exclusions regarding rural property, such as livestock and outbuildings. So, if you want to be sure your property is fully protected, commercial insurance is the way to go.

What Does Commercial Insurance Cover?

Commercial insurance for your ranch can cover various things, including the main dwelling, any outbuildings, livestock, and even personal liability. That way, if there’s ever an accident on your property or someone is injured, you won’t have to worry about being held financially responsible.

Finding the Right Commercial Insurance Policy

Not all commercial insurance policies are created equal, so it’s important that you take the time to find one that meets the specific needs of your ranch. Working with one of our agents can be a great way to make sure you’re getting the coverage you need at a price that fits your budget.

Contact AAIGOT Insurance Agency Inc Today

If you own a hobby ranch near Houston, TX, commercial insurance is a must to protect your property from any potential risks. From protecting your dwelling and outbuildings to covering your livestock and personal liability, commercial insurance can give you peace of mind knowing that your property is fully protected.

First, you need to find the best insurance for your business. There are thousands of business insurance companies in the United States, Canada, and around the world that offer policies that can help you choose the right one for your business. You can choose from a variety of different providers, but remember that you should look for companies that have a good credit score and that have experience with your business. AAIGOT Insurance Agency Inc in Houston, TX can offer guidance. 

Commercial Insurance Policy: What You Need To Know

There are different types of commercial insurance, and each of them is different from one another. There are also various levels of premiums that can be paid, depending on the specific risk your business takes. If you’re an online business, you have a number of options, such as online sales, online service, or online advertising. 

If you’re in the retail business, you have a number of options, including traditional product lines and online channels. If you’re in the media, you have a number of options, such as traditional product lines and social media channels. One that suits your business model needs is the best fit. 

Decide which commercial insurance you need. It’s also important to consider the cost of commercial insurance versus individual liability insurance. It might seem like a good idea at first, but you should be aware that your commercial insurance is not a guarantee against every risk your business might face. 

Give Us A Call

There are many different types of commercial insurance, and it is important to research the different types and policies before deciding which one is right for you. Some policies may provide coverage for just certain types of risk, while others may cover a broad range of risks. For inquiries, contact us today at AAIGOT Insurance Agency Inc in Houston, TX.

AAIGOT Insurance Agency Inc is here to help the Houston, TX metro business owners with their commercial insurance needs. Owning a business in Texas takes a lot of hard work and dedication. Working with our firm helps make the entire insurance process a lot less stressful!

Learn more about commercial insurance today

When you own a business, you know how difficult it can be to maintain a successful operation. Because success is so hard-fought, it only makes sense to protect it! 

With the right commercial insurance policy, you can rest assured that your business has the coverage it needs. Whether your primary concern is inventory, business interruption, or protecting your commercial fleet, a commercial insurance policy is likely available that will meet your specific needs.

Ensure that you review your policy regularly because as your business grows and changes, so will your insurance needs. It is advisable to review your policy at least once a year and make any necessary changes to fill any gaps in coverage. With the right insurance policy, you can focus on your core business. 

A qualified and experienced agent specializing in commercial insurance is a great resource for getting and maintaining the coverage that will protect your company now and well into the future.

Give us a call today!

If you are a business owner in the greater Houston, TX area, you can rely on the team at AAIGOT Insurance Agency Inc for all of your commercial insurance needs. Call our office today to schedule a consultation. We look forward to working with you!

AAIGOT Insurance Agency Inc serves the Houston, TX community. For over 25 years, we have helped local residents find coverage. We work closely with multiple carriers throughout the state. We help our clients find the policies they need to protect their assets. Our policies provide flexibility and adapt to life’s changes. We look forward to helping you find the coverage you need.

Commercial Insurance Basics To Remember

The Houston, TX marketplace is competitive. As a business owner, you are constantly looking for ways to stand out from the competition. As you brainstorm your next strategy, consider the benefits of commercial insurance. Commercial insurance is designed to protect your business in emergency situations. You are covered if something happens to your equipment or inventory. This gives you peace of mind if an accidental fire occurs or your business is the victim of a break in.

Liability insurance is important. Liability insurance covers your business if one of your customers is injured while visiting your store. You are also covered if a customer decides to pursue legal action against your business based on allegations that your products caused them harm. Liability coverage acts as a safety net against potential legal issues.  

Commercial insurance also covers any damage to your property. Texas is vulnerable to severe weather at any moment. If a hurricane or tornado moves through the area and damages your property, you can add interruption coverage. Business interruption coverage allows your business to continue functioning until the necessary repairs are made to your property.

Worker’s compensation is another significant part of your policy. Worker’s compensation covers any medical treatment for your employees if they are injured in the workplace.

AAIGOT Insurance Agency Inc Will Help You Protect Your Investment

Visit our website to learn more information about commercial insurance.

If you have a business in Houston, TX, you need commercial insurance that gives you well-rounded protection. And because commercial insurance is broad, you should buy business insurance coverages that make sense for your business.

While most business owners consider the state-required commercial insurance coverages, wise entrepreneurs invest in other coverages to protect their business. Are you wondering what commercial insurance add-ons to consider for your business insurance? AAIGOT Insurance Agency Inc. shares “riders” that are worth every penny for your business.

General liability insurance

While liability coverage isn’t mandatory, you must purchase this coverage for your business because of the ubiquitous nature of liability claims. Your business is at risk of numerous liability claims, ranging from property damage, advertising injury to bodily injury.

Cyber liability insurance

With the rising reliance on technology, hackers aren’t resting on their laurels, too. You must have heard about high-profile cyberattacks. And if you think your business is safe, it isn’t because hackers target small and big businesses. While installing internet security features is superb, invest in cyber liability coverage to help you recover when your IT infrastructure is compromised.

Umbrella insurance

Although your business insurance may have liability coverage, this may not be adequate when faced with significant liability claims. Thankfully, when third-party claims exceed your typical commercial insurance, umbrella insurance becomes the go-to coverage to pick up from where your commercial insurance leaves off.

Flood insurance

Do you know that your typical commercial insurance coverage doesn’t protect you from flood damage? That said, you need flood insurance to protect your business from flood damage. And since floods can strike anywhere and anytime, you must buy flood insurance whether living in a high-risk or low-risk flood area.

Protect your business with commercial insurance today!

Would you like to protect your Houston, TX business with commercial insurance? Please get in touch with AAIGOT Insurance Agency Inc. for a competitive quote.

Startups in Houston, TX need to find high-quality commercial insurance policies to minimize their risk of severe financial loss. Unfortunately, at AAIGOT Insurance Agency Inc, we’ve seen far too many promising companies fail to get a policy that met their needs and end up closing down as a result. That’s why we strive to create the kind of policies that work for your needs as a business operation.

How Commercial Insurance Protects Startups 

Commercial insurance is designed to meet the needs of businesses by providing many unique coverage options. Startups can even find new business insurance designed to meet companies’ individual needs like theirs. Find an excellent policy that:

• Protects you from potential asset loss if your business is affected by a disaster 
• Provides cash if you temporarily close down due to unforeseen circumstances 
• Creates liability protection to keep you safe from lawsuit problems 
• Minimizes the dangers of running low on cash early in your operation 
• Helps cover employee injuries and much more 

The exact coverage option for Texas businesses varies based on what kind of company you operate. For example, a delivery business may need vehicle policies to cover their rides. However, these vehicle-based insurance options may not be necessary for companies without business cars or trucks.

Find a Policy That Makes Sense for You 

If you’re a startup and you want commercial insurance that will keep you safe from serious problems, please don’t hesitate to contact us at AAIGOT Insurance Agency Inc right away to learn more. We serve the Houston, TX, area and many other cities throughout the state. And we provide high-quality insurance that is competitive with other companies to ensure that you are satisfied with your coverage.

If you own a business in Houston, TX, you have an obligation to your employees and customers to protect it. The Texas state law requires businesses to carry general liability insurance coverage, and if you own or rent vehicles that use a public road, you also need commercial auto insurance. Additionally, for complete peace of mind, AAIGOT Insurance Agency Inc recommends commercial property coverage. Although not a legal requirement, property coverage provides for those unforeseen incidents like vandalism, fire, or theft.

General Liability Insurance

General Liability Insurance protects business owners from third-party liability claims. If your customer’s property is damaged, or they are injured on your premises, or they fall ill after eating your products, the insurance policy will help you pay resulting liability claims. The policy extends to the actions of visitors and sub-contractors. It also covers injury-on-duty claims.

Commercial Auto Insurance

Commercial auto insurance provides coverage similar to personal car insurance. It protects you against accidental damage in a collision. If your driver has an accident on a public road, the policy will cover the driver’s injuries, physical and property damages of the other parties involved, collisions with an uninsured/underinsured vehicle, and even towing or loan vehicle costs.

Commercial property insurance

Protect your business against unexpected expenses if something happens to your physical assets. Often, business owners do not budget for those unforeseen costs. If a vandal breaks your store display window or a fire damages most of your stock, replacement of those items may put a strain on your cashflow. It is especially true of new businesses that do not have cash reserves built up yet.

Don’t risk the future of your business, and contact an AAIGOT Insurance Agency Inc. representative in Houston, TX to help you thoroughly protect your business.

AAIGOT Insurance Agency, Inc. proudly serves the Houston, TX community by offering residents multiple insurance coverage types. We strive to make sure that our clients find policies that will directly meet their individual needs. We have developed successful partnerships with several insurance carriers throughout Texas.

Benefits of Commercial Liability Coverage

If you are a small business owner in the Houston, TX community, commercial insurance will help you secure your business’s future. The policy is especially beneficial if you find yourself involved in a potential dispute. Commercial liability coverage can protect your business in multiple ways.

The policy would cover your business if someone were injured on your property. If you have many customers who come to your store, there is the possibility that an accident may occur and someone falls. This is also true for your employees, as you will be protected if one of your employees gets injured in the workplace. The policy also covers your business if someone is injured due to defective equipment or an equipment malfunction. Commercial liability coverage is an asset that you can rely on during periods of inclement weather when the risk of an accident occurring are much higher.

If you are operating a business in the public relations industry, commercial liability coverage is an asset because your business is protected against multiple risks. While there may be a miscommunication, working in the public relations industry can cause potential slander or copyright infringement allegations. If you are potentially held liable in any of these situations, commercial liability insurance will protect you.

AAIGOT Insurance Agency, Inc. Will Help Your Business Navigate Risks

Contact our office today to learn more information about commercial insurance.