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Commercial insurance will protect your business.

If you own a business in Houston, TX, you have an obligation to your employees and customers to protect it. The Texas state law requires businesses to carry general liability insurance coverage, and if you own or rent vehicles that use a public road, you also need commercial auto insurance. Additionally, for complete peace of mind, AAIGOT Insurance Agency Inc recommends commercial property coverage. Although not a legal requirement, property coverage provides for those unforeseen incidents like vandalism, fire, or theft.

General Liability Insurance

General Liability Insurance protects business owners from third-party liability claims. If your customer’s property is damaged, or they are injured on your premises, or they fall ill after eating your products, the insurance policy will help you pay resulting liability claims. The policy extends to the actions of visitors and sub-contractors. It also covers injury-on-duty claims.

Commercial Auto Insurance

Commercial auto insurance provides coverage similar to personal car insurance. It protects you against accidental damage in a collision. If your driver has an accident on a public road, the policy will cover the driver’s injuries, physical and property damages of the other parties involved, collisions with an uninsured/underinsured vehicle, and even towing or loan vehicle costs.

Commercial property insurance

Protect your business against unexpected expenses if something happens to your physical assets. Often, business owners do not budget for those unforeseen costs. If a vandal breaks your store display window or a fire damages most of your stock, replacement of those items may put a strain on your cashflow. It is especially true of new businesses that do not have cash reserves built up yet.

Don’t risk the future of your business, and contact an AAIGOT Insurance Agency Inc. representative in Houston, TX to help you thoroughly protect your business.

Why Small Business Owners In Texas Should Research Commercial Liability Coverage

AAIGOT Insurance Agency, Inc. proudly serves the Houston, TX community by offering residents multiple insurance coverage types. We strive to make sure that our clients find policies that will directly meet their individual needs. We have developed successful partnerships with several insurance carriers throughout Texas.

Benefits of Commercial Liability Coverage

If you are a small business owner in the Houston, TX community, commercial insurance will help you secure your business’s future. The policy is especially beneficial if you find yourself involved in a potential dispute. Commercial liability coverage can protect your business in multiple ways.

The policy would cover your business if someone were injured on your property. If you have many customers who come to your store, there is the possibility that an accident may occur and someone falls. This is also true for your employees, as you will be protected if one of your employees gets injured in the workplace. The policy also covers your business if someone is injured due to defective equipment or an equipment malfunction. Commercial liability coverage is an asset that you can rely on during periods of inclement weather when the risk of an accident occurring are much higher.

If you are operating a business in the public relations industry, commercial liability coverage is an asset because your business is protected against multiple risks. While there may be a miscommunication, working in the public relations industry can cause potential slander or copyright infringement allegations. If you are potentially held liable in any of these situations, commercial liability insurance will protect you.

AAIGOT Insurance Agency, Inc. Will Help Your Business Navigate Risks

Contact our office today to learn more information about commercial insurance.

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