If you have a condo, it's vital that you have good condo insurance to protect it. It also protects you and your financial future. If you don't have condo insurance yet, call us at AAIGOT Insurance Agency Inc in Houston, TX. We can help you to better understand Texas condo insurance and help you to choose the policy that is right for you.
Your condo insurance doesn't work in quite the way that homeowners' insurance works. Home insurance covers the dwelling and the possessions in it. But with condo insurance, most of the dwelling is not covered. Only the inside of the home is insured, along with all of your possessions inside. However, if you make any improvements to the outside of the condo, you are also responsible for maintaining it and insuring it. In general, the outside of the condo is maintained and insured by the condo association.
There may be other parts that are not inside your condo that need to be insured. The areas that you are responsible for are outlined in your purchase contract. Sometimes, specific pipes are up to you to maintain and insure even if they are outside of your condo. When you talk to your insurance agent, he can look at your contract and make sure that you are insured for exactly the areas that you are responsible for.
Another part of condo insurance is liability coverage. If a third party should be in your home and get sick or injured, you could face a lawsuit. That's why you need liability coverage- to pay for those medical bills to make lawsuits less likely.
For condo owners, having an insurance policy on their home and possessions is an important part of the process of buying the condo. Don't let your home go even a day without being insured for your own protection. If you are in Texas and have a condo, call us at AAIGOT Insurance Agency Inc. in Houston, TX.
I have been insured with them for many years, for my home and auto. The staff and the owner are very friendly. William, the owner is very nice to talk to.. They were very helpful when I was having trouble to get a claim home claim resolved. They took charge in contacting the adjuster on my claim to speed up the process.
Worked with Jessica and she is so friendly and knew exactly how to help me!
I have always received great service and communication from AAIGOT! The staff is knowledgeable, professional, friendly and kind! Thank you AAIGOT!
I actually appreciate all of the work they have done for me! If you ask for help they will help! I can’t explain how wonderful and professional they have attended me! Thank you guys for all of your work and kindness! You guys have help me save money!
I had a great experience with this company. Very professional and friendly staff. Would definitely recommend to everyone!