Motorcycle Insurance in Texas

You love hopping on your bike and heading down the freeway but fully embracing the freedom a motorcycle can provide. It would help if you had a motorcycle insurance policy that will protect your investment. The agents at the AAIGOT Insurance Agency Inc. in Houston, TX know and understand all facets of motorcycle insurance and can explain them to you.

Motorcycle Insurance Requirements in Texas

In the state of Texas, all motorcyclists must obtain a liability insurance policy. This will cover a certain minimum amount of the medical bills and property damage incurred by someone you are involved in an accident with that is deemed your fault. There are several other types of motorcycle insurance you may want to consider.

Underinsured or Uninsured Coverage

This type of insurance offers protection for you and your bike if you are involved in an accident with someone underinsured or who does not have an insurance policy.

Comprehensive Motorcycle Insurance

You will need to obtain comprehensive motorcycle insurance coverage if you owe a loan for your motorcycle, and even if you do not owe on it, you will want to ensure that your bike is protected in the event of animals, fire, vandalism, or natural disasters, such as a tornado or hail storm. This coverage will also pay to have your bike replaced if it is stolen.

Collision Motorcycle Insurance

Collision motorcycle insurance coverage will pay for any damages to your bike if you are involved in a crash with another vehicle. It will also help pay for damages if you collide with an object. For example, if you hit a garage, this part of your insurance policy will cover the repairs or replacement of your bike as well as any damages to the garage.

Get the Coverage You Need

To obtain the proper coverage for you and your motorcycle, contact the motorcycle insurance agents at the AAIGOT Insurance Agency Inc. in Houston, TX today!