Homeowners insurance helps you restore your home and life after you've gone through an event that has affected your home and your ability to live within the structure. It also covers losses from theft, damage, or destruction. At AAIGOT Insurance Agency Inc. in Houston, TX, we are here to help you understand why a homeowner's insurance policy is important, the reasons why you need a policy, and the peace of mind that comes with knowing you're protected against financial injury if something happens to your home. Here's a look at homeowners' insurance for Texas homeowners.
The state of Texas does not have laws requiring homeowners to carry an insurance policy for their dwellings. However, if the house is mortgaged, the financial institution that holds the mortgage will require you to have an insurance policy. In the event your home is paid off and does not have a mortgage, you can decide whether to have a homeowner's insurance policy or not. It is highly advisable to have homeowner’s insurance as repairing or replacing a home and its contents are an expensive proposition.
Most homeowner's insurance policies have different types of coverage. Homeowners policies for Texas residents typically provide coverage for:
If anything happens to your home, belongings, structures on your property, or if a guest is injured while visiting, homeowner’s insurance will cover the costs. You'll also get financial coverage for medical bills and costs of living elsewhere while your home is being repaired or rebuilt.
Give us a call today or go online to use our online rating tool to get a free quote for coverage. At AAIGOT Insurance Agency Inc. in Houston, TX, it's our pleasure to help you find the right amount of coverage to protect your home and belongings.
I have been insured with them for many years, for my home and auto. The staff and the owner are very friendly. William, the owner is very nice to talk to.. They were very helpful when I was having trouble to get a claim home claim resolved. They took charge in contacting the adjuster on my claim to speed up the process.
Worked with Jessica and she is so friendly and knew exactly how to help me!
I have always received great service and communication from AAIGOT! The staff is knowledgeable, professional, friendly and kind! Thank you AAIGOT!
I actually appreciate all of the work they have done for me! If you ask for help they will help! I can’t explain how wonderful and professional they have attended me! Thank you guys for all of your work and kindness! You guys have help me save money!
I had a great experience with this company. Very professional and friendly staff. Would definitely recommend to everyone!