A cracked windshield is a common problem that many drivers run into at one point or another. Regardless of whether your cracked windshield is a result of an accident or just old glass, for many, it must be repaired in order to pass a state inspection and to see clearly. However, if the crack isn’t severe, your car may pass a state inspection. However, when it comes to repairing a windshield, many drivers may wonder if a cracked windshield is covered by their auto insurance.
Will Your Auto Insurance Cover a Cracked Windshield?
It depends. If you only have liability insurance, your cracked windshield won’t be covered. Liability insurance is designed to pay for repairs and damage/injury to someone else’s property, person, or vehicle. However, our team at AAIGOT Insurance Agency Inc can help Houston, TX drivers get coverage that will pay for a cracked windshield. Of course, you’ll have to purchase more than just liability insurance to have coverage for your cracked windshield. Auto liability insurance isn’t designed to pay for your cracked windshield. You will have to invest in more than auto liability insurance to obtain coverage for a cracked windshield.
Liability insurance won’t cover your cracked windshield but comprehensive coverage will. Comprehensive auto insurance is designed to cover damage that isn’t the result of a collision. For example, comprehensive insurance covers hail damage, vandalism, theft, and even damage caused by the impact of hitting an animal. This type of insurance would even provide coverage for damage to your windshield. A cracked windshield could be covered by comprehensive auto insurance.
Contact Us Today
If you’re a Houston, TX driver that has more questions regarding comprehensive coverage, give us a call at AAIGOT Insurance Agency, Inc. We can answer all of your questions.