Houston, TX is a very large area that continues to grow each year. Because of this, those that live in this part of Texas will need to have a car to get around. When you are looking to buy a car here, you also need to carefully assess your insurance needs.

There are various benefits that come when you are properly insured with an auto plan in the Houston metroplex:

Protect Vehicle

A reason that you will want an auto insurance plan in this part of Texas is so you can protect your vehicle. If you are looking to buy a car, you will be entering into a large investment. The best way that you can cover this investment and protect it is by getting insurance. With a proper insurance plan, you will have all of the support needed to replace or repair your car. 

Offset Liability Risks

It is also a good idea to get auto coverage to offset your liability risks. There are many risks that come when driving a car. One risk is that you will make a mistake that caused an accident. When this happens, you will need to cover the damages. If you are insured, you will get liability support that will cover these costs to reduce your personal expense. 

We Can Help

If you are going to own a vehicle in the Houston, TX area, you need to make sure that you have the right insurance coverage. When you are looking for a new plan here, it would be a good idea to call the professionals from AAIGOT Insurance Agency Inc. There are a lot of advantages that come with this coverage, and our team with AAIGOT Insurance Agency Inc will help you select an ideal policy for your situation. 

Winter weather can be rough on your car, but with a few simple steps, you can make sure your vehicle will last through the cold season here in the Houston, TX area. Here are some tips from us at AAIGOT Insurance Agency Inc to help prepare your car for winter weather.

How to prepare your car for winter:

1. Clean and service the exterior of your car:

Snow and ice can be damaging to the paint, so you’ll want to make sure it’s in top condition before winter arrives. Give it a good wash and wax job, and inspect for any signs of damage from hail or other hazards. 

2. Check tire pressure and tread depth:

As temperatures drop, tires can lose air pressure quickly. Make sure to check the pressure regularly throughout winter, as well as look for signs of wear and tear that may require replacing soon. 

3. Top off fluids:

You should always keep an eye on the oil level in your car, but it’s especially important during colder months. Make sure that all fluid levels are topped up, including antifreeze, brake fluid, power steering fluid, and transmission fluid. 

4. Change wiper blades:

Visibility is key to staying safe on the roads in winter so old or damaged wipers do not give you a clear view of what lies ahead on the road surface! Replace them now before they start smearing snow and ice across the windshield instead of clearing it away. 

Give Us A Call

With these simple steps, you’ll have peace of mind knowing that your car is ready for whatever winter throws at it! For more tips, or to discuss your auto insurance and find one that is right for you, call us at AAIGOT Insurance Agency Inc today. We proudly serve the Houston, TX area.

According to the Association For Safe International Road Travel, over 45,000 traffic accident fatalities occur annually in the United States. We at AAIGOT Insurance Agency Inc know this number could be much lower if more people drove safely. While many people around Houston, TX take driving for granted, it is a skill that needs to be continuously practiced to avoid accidents.

Below are some essential factors you need to know:

The Dangers Of Distracted Driving

Distracted driving is a significant issue on today’s roads. Anything that takes your attention away from driving can be a distraction and increase the chance of a motor vehicle crash.

According to 2020 NHTSA statistics, a significant percentage of accidents occur when drivers are distracted. This is why it is so important to avoid all distractions while driving. If you need to complete a task, pull over and stop moving. Store or silence your cell phone, and ask passengers for help if necessary. By being aware of the dangers of distracted driving and avoiding it, you can help make the roads safer for everyone.

The Importance Of Wearing A Seatbelt

Seat belts are one of the most critical safety features in a vehicle. Wearing a seat belt can significantly reduce the risk of death or severe injury in a car crash. Seat belts keep occupants securely in their seats during a collision, preventing them from being ejected from the vehicle. Airbags are also crucial for occupant safety, but they cannot work alone. Seat belts and airbags work together to provide the best possible protection in a crash.

The Risks Of Speeding

The risks of speeding are well-documented and can have serious consequences. Speeding increases the chance and severity of accidents and can lead to costly speeding tickets and increased insurance rates. In addition, speeding can cause wear and tear on your vehicle and increase fuel costs.

Get Auto Insurance Today

AAIGOT Insurance Agency Inc in Houston, TX offers auto insurance. We have a wide range of options, and our experienced staff is always on hand to help you find the right policy for your needs. Contact us today to get started.

In Texas as in other states, it is required that all vehicle owners have auto insurance on their vehicles. The state has minimum insurance requirements for various types of coverage that all must be included in your policy. The minimums that are required are relatively in line with those of other states, but it’s a good idea to get more than the minimum amounts of coverage so that you are protected against serious accidents.

When you need auto insurance in the state, call us at AAIGOT Insurance Agency Inc in Houston, TX.

Liability Coverage in Texas

When you drive in Texas, you are required to have two amounts for bodily injury liability and one amount for property damage liability. The bodily injury amounts include one amount for a single injured party in an accident where you are at fault. The other amount is for all of the parties who are injured in the accident. There is also an amount required for property damage, which covers the other party’s damage sustained in the accident. This may be damage to the vehicle or damage to landscaping or to a structure. 

Other Auto Coverage

In Texas, personal injury protection, often called PIP, is also required. This is a small required amount of coverage that is there to pay for your own injuries after an accident. However, you can waive this coverage in writing if you don’t want to keep it. It is not recommended that you do this, as it is important coverage to have after an accident if you are injured. You may also want to get collision coverage. While this is not required, it pays for the damage to your own vehicle.

Get Auto Coverage

When you need auto insurance, call us today at AAIGOT Insurance Agency Inc in Houston, TX.