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6633 Hillcroft Ave,
Suite 101,
Houston, TX 77081

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Featured Insurance Blog

Is Home Insurance Mandatory in Texas?

Becoming a house owner brings satisfaction and comfort to anyone’s life. However, this precious asset is susceptible to risks which could strike anytime. Therefore, it’s prudent to search for a formidable tool that will guarantee protection to your home and the contents stored in it. Perils like hail or fire may relegate your family to homelessness and force you to seek accommodation elsewhere.

You can take steps to mitigate such risks. Consult with our agents at AAIGOT Insurance Agency Inc in Houston, TX and get peace of mind daily by allowing you to enjoy living in your house without any stress.

Is home insurance mandatory in Texas?

Home insurance is not mandatory in Texas, but if you finance your house through a mortgage, the lender might require you to have it until you clear the outstanding loan. Irrespective of home insurance not being mandatory in the state, it’s prudent as a homeowner to explore other home insurance coverage to ensure protection for both your home and personal property stored in them.

They include:

Additional living expenses: If your lovely home is ravaged by the stated peril in your policy document and becomes uninhabitable, this policy kicks in and caters to accrued expenses when your dwelling is being repaired or rebuilt.

Dwelling coverage: It’s a shield designed to guard your home, comprising the walls, floors, and built-in appliances, as well as detached structures like a gazebo after an impending calamity strikes.

Contents coverage: Getting your policy from AAIGOT Insurance Agency Inc safeguards your possessions such as clothing, electronic gadgets, and furniture after they get robbed or damaged by prevailing disasters.

Get Home Insurance Today

Have you constructed or bought your home recently in Houston, TX? Don’t hesitate to call or visit us at AAIGOT Insurance Agency Inc. in Houston, TX and get more information about home insurance.

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