Motor Home Insurance in Texas

There are many RV owners in the state of Texas. However, not everyone has insurance. The best and only way to protect your motorhome is by purchasing insurance. This is especially true for those owners who travel in their motorhomes. Keep your RV secure by contacting us here at AAIGOT Insurance Agency Inc. in Houston, TX. We can assist you in finding the best coverage for your investment.

Motorhome Insurance Requirements

The state of Texas requires all motorhome owners who drive their RV on public roadways to obtain liability insurance. The minimum required liability for Texas is as follows:

• Maximum property damage $25,000
• Maximum injury $60,000
• Maximum for each person injured $60,000

Liability insurance is required for the following types of motorhomes:

• Class A motorhomes
• Class B motorhomes
• Class C motorhomes
• Truck campers
• Trailer campers
• Full-time RV living
• Occasional and recreational RV usage
• Commercial RV use

Coverage Options

You can choose from any of the following coverage options for your RV:

• Collision - Protects your motorhome if it is damaged in an accident.
• Comprehensive - Protects your motorhome from non-crash related incidents such as vandalism or storms.
• Contents - Secures everything that you put inside of your motorhome.
• Roadside assistance - Just like your car, your motorhome can break down. You can choose to add this additional option to your policy, including tire changes and towing assistance.
• Liability - This protects you if you are at fault for an accident with another motorist. You have to meet or exceed the state liability requirements.

Owners of motorhomes who keep their vehicles on a lot in Texas will have different coverage needs for insurance than a retired couple who lives in their RV park year-round.

Quotes

As complicated as it may seem, we make shopping for motorhome insurance easy here at AAIGOT Insurance Agency Inc. in Houston, TX. To receive a quote for your RV, please visit our website. You can also give us a call.